Many people start out with an adjustable rate mortgage because the payments are very low at first. However, if you keep them long enough you can end up paying too much. If you've had an ARM for 2 or 3 years it may be adjusting to as high as 9.0% in today's rate environment. You don't have to accept this rate increase...

"Prequalification or Preapproval" for a loan offers several advantages when purchasing a new home. By so doing, your loan officer can help you decide exactly how much of a home you can afford. And when the sellers see your prequalification or preapproval certificate from Arboretum Mortgage they will recognize you as a serious buyer...

Fill out this simple prequalification form. If you prefer, download an application, and either fax or mail back to us. This information helps us to determine how much you can borrow. We will contact you promptly with the details.
Please note that a Pre-Qualification is NOT a guarantee of any loan amount, term, or rate...