Arboretum Mortgage
Arboretum Mortgage is a locally-owned, independent mortgage broker licensed by the State of Washington. We work with over 30 conventional lenders as well as FHA and VA. We have been providing residential and new-construction loans for over ten years.

As a mortgage broker, we are able to offer a full range of financing programs from first-time homebuyer programs to "jumbo" loans up to $3,000,000. We also offer VA "No Money Down" loans and FHA fixed-rate and adjustable-rate loans. Our experience will help you choose the loan program which best suits your needs, whether you are purchasing or refinancing a home.

Service
We began as a small company where every client was personally referred to us. Although we've grown to be one of the highest-producing lenders in the state, we've kept our commitment to personal service. We believe every customer is entitled to quick turnaround and accurate service. To ensure this, your loan officer will handle your loan from start to finish. This gives you one person to work with so you always know what's going on. Our clients are our most important asset and we prove this with our service.

Over the years we have developed a unique process of streamlined service. You won't be just another loan number. Each client works one-on-one with a loan officer throughout the entire loan process. This loan officer is responsible for your loan from origination, through processing, all the way to closing. You always know who to call with questions and who is responsible for tracking your paperwork.

Quick Turn-Around
Once you apply for a loan with Arboretum Mortgage things happen quickly. You won't be kept waiting for an answer or for loan approval because our goal is to close all loans within 3 to 4 weeks. Because of our streamlined approach it is not unusual for a loan to close in only 2 weeks. Virtually all of our loans are approved locally so they are approved quickly by people who understand our local market.


Our Unique "No-Risk" Guarantee
We collect NO fees up front. Deposits for credit reports, appraisals and any other cost associated with the transaction are collected at closing. If we don't perform to your satisfaction we don't get reimbursed for these costs...